---
product_id: 779816750
title: "HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth"
brand: "hp"
price: "S/.507"
currency: PEN
in_stock: true
reviews_count: 10
category: "Hp"
url: https://www.desertcart.pe/products/779816750-hp-12c-financial-calculator-120-functions-tvm-npv-irr-amortization
store_origin: PE
region: Peru
---

# RPN for faster input 120+ financial functions Years-long battery life HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth

**Brand:** hp
**Price:** S/.507
**Availability:** ✅ In Stock

## Summary

> 📈 The timeless financial calculator that keeps your edge sharp and your workflow faster.

## Quick Answers

- **What is this?** HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth by hp
- **How much does it cost?** S/.507 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.pe](https://www.desertcart.pe/products/779816750-hp-12c-financial-calculator-120-functions-tvm-npv-irr-amortization)

## Best For

- hp enthusiasts

## Why This Product

- Trusted hp brand quality
- Free international shipping included
- Worldwide delivery with tracking
- 15-day hassle-free returns

## Key Features

- • **120+ Built-In Functions:** From NPV to bond pricing, handle complex financial models with ease and speed.
- • **Ready Out of the Box & Portable:** Includes cleaning cloth, protective case, and pre-installed batteries for instant use anywhere.
- • **Programmable for Repetitive Tasks:** Save time by automating up to 20 cash flow sequences for IRR/NPV analysis.
- • **Industry-Leading Financial Powerhouse:** Trusted by finance pros since 1981, the HP 12C delivers precision in every calculation.
- • **Reverse Polish Notation (RPN) Efficiency:** Streamline workflows with fewer keystrokes and zero formula headaches.

## Overview

The HP 12C Financial Calculator is a compact, durable desktop tool featuring over 120 financial functions including TVM, NPV, IRR, amortization, and bond calculations. Utilizing Reverse Polish Notation (RPN) for efficient data entry, it supports programmable keys for automating complex cash flow analyses. Trusted by finance, real estate, and accounting professionals for over 40 years, it comes with a protective case, cleaning cloth, and long-lasting batteries, making it the go-to calculator for precise, high-stakes financial decision-making.

## Description

The HP 12C has set the standard for financial calculators for over four decades. Trusted by professionals in real estate, banking, and corporate finance, it’s highly sought after for its speed, reliability, and efficient data entry using Reverse Polish Notation (RPN). With more than 120 built-in functions, the HP 12C is built to handle everything from loan amortization to bond yield calculations – without the need for spreadsheets or formulas.KEY FEATURES:120+ built-in functionsReverse Polish Notation (RPN)TVM, NPV, IRR, amortizationBond and loan calculationsProgrammable keystroke memorySupports 20 cash flowsOne-line LCD displayCompact and durableIncludes cleaning clothIncludes case and batteriesLong battery lifeLEGACY PERFORMANCE FOR TODAY’S PROFESSIONALSThe HP 12C remains a top choice for financial professionals who value speed and precision. With a simple one-line display and tactile, well-spaced keys, it’s designed for real-world use in business, finance, and accounting.RPN ENTRY FOR FASTER RESULTSReverse Polish Notation allows for efficient calculation with fewer keystrokes – ideal for experienced users handling repetitive or multi-step financial tasks. It eliminates the need for parentheses and reduces input errors over time.BUILT-IN FINANCIAL TOOLSFrom calculating mortgage payments and loan amortization to running internal rate of return (IRR) and net present value (NPV) analyses, the HP 12C handles common and complex financial operations with ease. Just a few keystrokes deliver instantaneous accurate results.PORTABLE WITH PROTECTIVE CASECompact enough for carrying to and from the office, the HP 12C comes with a protective case and a pre-installed battery.

Review: HP12C sublime classic still going strong - The HP12C is legendary for a reason. It remains the gold standard financial calculator for anyone wishing to learn how to use it. I can't think of many other products that have remained unchanged after 36 years of continuous production. In a moment of weakness some years ago I purchased the 12C Platinum. Never again, I quickly swapped back to the 12C this purchase replaced (and only because my bag was stolen on a train just before Christmas). The 12C is not just for oldies on a nostalgia trip, learning/using RPN and manipulating the stack is a productive mental work out in its own right. I think HP have addressed the quality issues that plagued some machines a few years ago. Mine has a solid feel to it and the keys have that positive 'i've pushed it' feed back sensation. The enter key works wherever on the key it is pushed. Personally I find the display easier to read than the 12C Platinum, but this may not be the case for everyone. From experience I know the 12C has a tremendously long battery life measured in years (between 3 and 5 according to use) augmented by a built in turn off function after around ten minutes of inactivity. The landscape orientation of the keyboard ensures much greater stability when holding to use versus the all but ubiquitous portrait format style of other calculators. This feature greatly reduces the risk of keystroke error when the machine is not being used while placed on a desk top surface for example. The housing or body of the HP12C has an inherent slope as it is thicker at the top than at the bottom. This makes the LCD display clearer and crisper to read. I found the slightly sepia LCD display background deals with office lighting glare better than the blue/grey backgrounds normally found on other calculators and also HP's 12C Platinum. It probably sounds a bit geeky to bang on about a calculator but if you do have to use one, you owe it to yourself to own one that at the very least you can enjoy at the same time. HP12C £49.99 - the look of confusion on a colleagues face "just borrowing your calculator err where's the = button, umm how does this work" - PRICELESS.
Review: Beautiful calculator ! - It is possibly the most beautiful calculator I ever have. It is such a pleasure to use it, sturdy, quality calculator. I love it.

## Features

- HP 12C: INDUSTRY STANDARD SINCE 1981 – Trusted by professionals in real estate, banking, and finance for over 40 years. The HP 12C finance calculator remains the go-to tool for fast and accurate calculations in high-stakes business environments.
- 120+ FUNCTIONS FOR FINANCIAL ANALYSIS – Calculate loan amortization, bond pricing, mortgage payments, NPV, IRR, depreciation, and more with this large calculator. Built-in business and statistical functions allow you to perform complex calculations in just a few keystrokes.
- RPN ENTRY FOR FASTER WORKFLOWS – Reverse Polish Notation (RPN) allows for efficient data entry with fewer keystrokes and no formulas. This RPN calculator is perfect for a mortgage payment calculator, accounting calculator, business calculator, or real estate calculator for desktop.
- PROGRAMMABLE FOR REPEAT TASKS – The HP12C desk calculator stores custom keystroke sequences for repeated use. This large calculator supports up to 20 cash flows for IRR/NPV analysis, modeling investment scenarios, projecting returns, and automating routine calculations.
- INCLUDES CLEANING CLOTH, CASE & BATTERIES – Compact design fits easily on a desk or crowded table area. Includes a protective carrying case, cleaning cloth, and comes with pre-installed batteries so it's ready to use out of the box. A great choice for home finances, business professionals, and accountants.

## Technical Specifications

| Specification | Value |
|---------------|-------|
| ASIN | B0FSWFY8FZ |
| Best Sellers Rank | 254,394 in Stationery & Office Supplies ( See Top 100 in Stationery & Office Supplies ) 92 in Financial & Business Calculators |
| Guaranteed software updates until | unknown |
| Manufacturer | HP Inc. |
| Manufacturer reference | HP 12C-120 |
| Product Dimensions | 15.24 x 7.62 x 0.25 cm; 240 g |

## Product Details

- **Brand:** HP
- **Calculator Type:** Financial
- **Colour:** black
- **Display type:** LCD
- **Material:** Plastic
- **Model name:** HP 12C
- **Number of batteries:** 1 Nonstandard Battery batteries required.
- **Power source:** Battery Powered
- **Product dimensions:** 15.2L x 7.6W centimetres
- **UPC:** 199284667877

## Images

![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 1](https://m.media-amazon.com/images/I/71P1bQPWibL.jpg)
![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 2](https://m.media-amazon.com/images/I/71RVK3fKhWL.jpg)
![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 3](https://m.media-amazon.com/images/I/71h5+u-975L.jpg)
![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 4](https://m.media-amazon.com/images/I/71hvOELFNbL.jpg)
![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 5](https://m.media-amazon.com/images/I/71qo6q0quiL.jpg)

## Customer Reviews

### ⭐⭐⭐⭐⭐ HP12C sublime classic still going strong
*by M***G on 23 January 2016*

The HP12C is legendary for a reason. It remains the gold standard financial calculator for anyone wishing to learn how to use it. I can't think of many other products that have remained unchanged after 36 years of continuous production. In a moment of weakness some years ago I purchased the 12C Platinum. Never again, I quickly swapped back to the 12C this purchase replaced (and only because my bag was stolen on a train just before Christmas). The 12C is not just for oldies on a nostalgia trip, learning/using RPN and manipulating the stack is a productive mental work out in its own right. I think HP have addressed the quality issues that plagued some machines a few years ago. Mine has a solid feel to it and the keys have that positive 'i've pushed it' feed back sensation. The enter key works wherever on the key it is pushed. Personally I find the display easier to read than the 12C Platinum, but this may not be the case for everyone. From experience I know the 12C has a tremendously long battery life measured in years (between 3 and 5 according to use) augmented by a built in turn off function after around ten minutes of inactivity. The landscape orientation of the keyboard ensures much greater stability when holding to use versus the all but ubiquitous portrait format style of other calculators. This feature greatly reduces the risk of keystroke error when the machine is not being used while placed on a desk top surface for example. The housing or body of the HP12C has an inherent slope as it is thicker at the top than at the bottom. This makes the LCD display clearer and crisper to read. I found the slightly sepia LCD display background deals with office lighting glare better than the blue/grey backgrounds normally found on other calculators and also HP's 12C Platinum. It probably sounds a bit geeky to bang on about a calculator but if you do have to use one, you owe it to yourself to own one that at the very least you can enjoy at the same time. HP12C £49.99 - the look of confusion on a colleagues face "just borrowing your calculator err where's the = button, umm how does this work" - PRICELESS.

### ⭐⭐⭐⭐⭐ Beautiful calculator !
*by A***R on 24 July 2025*

It is possibly the most beautiful calculator I ever have. It is such a pleasure to use it, sturdy, quality calculator. I love it.

### ⭐⭐⭐⭐⭐ Five Stars
*by A***R on 19 January 2016*

THANK YOU!

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*Product available on Desertcart Peru*
*Store origin: PE*
*Last updated: 2026-02-01*