---
product_id: 373255637
title: "Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1\" x 8.25\", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black"
brand: "poluma"
price: "S/.135"
currency: PEN
in_stock: true
reviews_count: 6
category: "Poluma"
url: https://www.desertcart.pe/products/373255637-poluma-budget-planner-budget-book-with-bill-organizer-and-expense
store_origin: PE
region: Peru
---

# 12-month undated planner Comprehensive monthly & yearly tracking Premium thick archival-quality paper Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black

**Brand:** poluma
**Price:** S/.135
**Availability:** ✅ In Stock

## Summary

> 📈 Own Your Financial Future — One Page at a Time

## Quick Answers

- **What is this?** Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black by poluma
- **How much does it cost?** S/.135 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.pe](https://www.desertcart.pe/products/373255637-poluma-budget-planner-budget-book-with-bill-organizer-and-expense)

## Best For

- poluma enthusiasts

## Why This Product

- Trusted poluma brand quality
- Free international shipping included
- Worldwide delivery with tracking
- 15-day hassle-free returns

## Key Features

- • **Eye-Friendly & Durable:** Premium thick paper protects your notes from light damage while being gentle on your eyes.
- • **Effortless Organization:** Twin-wire binding with 360° lay-flat design, inner pocket, and elastic closure for seamless daily use.
- • **Master Your Money Habits:** Track expenses, bills, savings, and debt with dedicated pages to transform your financial mindset.
- • **Goal-Driven Finance Strategy:** Built-in pages for strategy, monthly reviews, and notes keep you accountable and motivated all year long.
- • **Start Anytime, Plan All Year:** Undated 12-month layout lets you take control whenever you want—no wasted pages, no pressure.

## Overview

The Poluma Budget Planner is a sleek, undated 12-month finance organizer designed for professionals seeking to optimize money management. Featuring a comprehensive layout with monthly trackers, savings and debt pages, and a durable twin-wire binding, it offers a premium writing experience on thick archival-quality paper. Its flexible start date and thoughtful design empower users to build lasting financial habits and stay organized effortlessly.

## Description

MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.

Review: Perfect - Perfect and oh boy it’s an eye opener as to where my money is going .. also helps massively to remind me when bills as due ..
Review: Very good quality

## Features

- MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.
- MONTHLY TRACKER - You can record your 12-month monthly plan and monthly budget on monthly undated finance planner. In this way, you can clearly know in which aspects of your money management have been good in this month, and in which aspects of money management needs to be improved. 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies & action plans well.
- UNDATED & 1 YEAR USE - Budget books start with 2 pages for writing your strategy and goals, 1 page for planning, 5 pages for expense tracking, 1 page for writing down monthly review and 1 page for ideas & notes, followed by 12 months (8 pages per month). At the end of the monthly budget planner, there are 4 pages for saving tracking, and 4 pages for debt tracking to track your progress throughout the year. It is undated, so you could start at any time, suitable for 1 year use.
- EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360°, inner pocket for putting in some small cards & elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it.
- Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes.

## Technical Specifications

| Specification | Value |
|---------------|-------|
| ASIN | B096VFDZSH |
| Best Sellers Rank | #20,679 in Office Products ( See Top 100 in Office Products ) #182 in Personal Organizers |
| Brand | Poluma |
| Color | Black |
| Cover Material | Paper |
| Customer Reviews | 4.6 4.6 out of 5 stars (2,397) |
| Date First Available | 8 September 2021 |
| Item Weight | 322 g |
| Manufacturer | Poluma |
| Manufacturer Part Number | PUA5HSWZXQJZB |
| Material Type | Paper |
| Model number | PUA5HSWZXQJZB |
| Product Dimensions | 20.96 x 15.49 x 1.6 cm; 322 g |
| Ruling | ruled |
| Sheet Size | 6.1 x 8.25 |
| Size | Medium |

## Product Details

- **Brand:** Poluma
- **Colour:** Black
- **Cover material:** Paper
- **Format:** Organizer
- **Model year:** 2017

## Images

![Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 1](https://m.media-amazon.com/images/I/91RMgNodzNL.jpg)

## Questions & Answers

**Q: is there a christmas section?**
A: No, there’s not.

## Customer Reviews

### ⭐⭐⭐⭐⭐ Perfect
*by E***E on 15 August 2025*

Perfect and oh boy it’s an eye opener as to where my money is going .. also helps massively to remind me when bills as due ..

### ⭐⭐⭐⭐⭐ Review
*by F***K on 11 February 2025*

Very good quality

### ⭐⭐⭐⭐⭐ Review
*by J***Y on 24 December 2024*

Great product.

## Frequently Bought Together

- Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black
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*Product available on Desertcart Peru*
*Store origin: PE*
*Last updated: 2026-01-23*